Terms of use

By using this site you agree to use it for personal, educational estimates.

No professional advice

Results are estimates, not financial, mortgage, tax or legal advice, a lending offer or approval. Confirm figures with your lender before deciding.

You sign in with a code sent to your email. Keep access to that email private. You can delete your account at any time on the Account page.

Lifetime is a one-time payment of CA$9.99 for Premium on this site for as long as it runs.
Monthly is CA$2.99 a month and renews until you cancel. Cancelling stops future payments, and you keep Premium until the end of the month you paid for.
Premium never removes the free calculators or basic results. Prices are in Canadian dollars; Paddle adds sales tax where it applies.
Payments are processed by Paddle.com, our Merchant of Record, and its buyer terms also apply. See our refund policy.

We update rules and rates as official sources change. The calculation version and review dates are on the methodology page.